If America were a game of Monopoly:
The money and jail rules are pretty awesome, but this is extra bonus:
5. Settling disputes: If there is a dispute between players, it is put to a vote. (See Voting below).
6. Changing rules: If a player asks for a rule change, it is put to a vote (See Voting below).
7. Voting: To win a vote a motion must get at least 5.1 votes. Each player gets the following number of votes:
8.2 white
1.3 black
0.4 yellow
0.1 red
This wouldn’t be a fun game, but it pretty much well reflects the issues of institutionalized racism. Sadly, it would be a poor education game, since these issues are pretty easy to discover with even casual research and thought- and the people who would need it the most will simply go, “These numbers are made up, it’s not true, etc. etc.”
There’s also the issue that yes, people don’t work as racial monoliths, on the other hand, privileged people DO favor the status quo.
For games that are more fun and educational at the same time, I’d recommend Steal Away Jordan, The Drifter’s Escape, and (sadly, no longer available online) Liam Burke’s Dog Eat Dog. (ETA: Dog Eat Dog is back, currently as a Kickstarter: http://www.kickstarter.com/projects/476430982/dog-eat-dog )